As of the end of 2024, liquidity in the Saudi economy recorded an annual increase of SR236.129 billion, bringing the total liquidity to SR2.921 trillion.

This growth reflects a significant rise from SR2.685 trillion reported in 2023, as stated in the December monthly statistical bulletin released by the Saudi Central Bank (SAMA).

The liquidity levels have experienced a 7.4 percent increase from the beginning of 2024 through to December.

Over the recent five years, specifically from 2020 to 2024, liquidity in the Saudi economy has shown consistent positive growth, rising by approximately 36 percent, which equates to an increase of around SR772.205 billion.

These liquidity levels are considered critical for the functioning of the Kingdom's economic and commercial system, aiding in the broader economic development of Saudi Arabia.

Breaking down the components of the broad money supply (M3), demand deposits represent the largest share, accounting for 49.3 percent of the total money supply, which reached SR1.440 trillion by the end of 2024. Time and savings deposits, the second-largest contributor, totaled SR949.708 billion, contributing 32.5 percent to the overall money supply.

Quasi-monetary deposits amounted to SR302.036 billion, making up 10.3 percent of the total money supply and ranking as the third-largest component.

Currency in circulation outside of banks also played a role, amounting to SR229.088 billion, contributing 7.8 percent to the total money supply.