WhatsApp users are being warned about a growing scam involving account takeovers by cybercriminals posing as friends or family.

The scheme typically begins with a WhatsApp call or message from someone using a fake profile photo and name to impersonate a trusted contact.

Victims are told that a one-time code will be sent to them as part of a group video call registration process.

In reality, the code is the WhatsApp security verification code that allows access to the user’s account.

Once the code is shared, the scammer logs into the victim’s WhatsApp account and activates two-step verification, effectively locking out the original user.

The scammer then messages the victim’s contacts, requesting emergency financial help while posing as the victim.

Reports indicate that hundreds of thousands of pounds have been transferred by users thinking they were helping relatives or friends.

To prevent such takeovers, authorities recommend enabling two-step verification within WhatsApp settings.

Users are also advised never to share verification codes and to verify unexpected requests through a phone call or voice message.

The scam has affected users on other messaging platforms as well, including Instagram, Facebook, and Snapchat.

WhatsApp, used by over two billion people globally, remains a primary target for fraud due to its wide reach and personal contact lists.