Digital trade in the UAE is forecasted to grow at a compound annual rate of 12.3 percent between 2023 and 2028.

A research paper by the Ministry of Economy and Abu Dhabi Chamber of Commerce and Industry shows that over 40 percent of UAE consumers use 'buy now, pay later' models and fintech systems.

Ahmed Khalifa Al-Qubaisi, CEO of ADCCI, stated the paper emphasizes the chamber's role in digital transformation and highlights the use of advanced AI and tools like Microsoft Copilot.

The approach aims to improve productivity, customer satisfaction, and support for both local and global entrepreneurs.

The paper also covers regulatory frameworks, e-commerce practices, and the high online shopping rate in the UAE, where 49 percent of consumers shop online frequently, and 47 percent rely on credit cards.

By 2024, it is expected that 20.1 percent of global retail purchases will be online, rising to 25 percent by 2027.